ROTH IRA or INDIVIDUAL
So right now I started a Roth IRA with about 8000 invested in VOO (80%) and VXUS (20%). I also have 8000 invested in an individual account with 98% of my portfolio in NVDA and the rest in SOFI, IONQ, and SOXX. I know that is stupid to be invested in that much but I really don’t know what I’m doing and I trust NVDA a lot and believe it will go higher but I’m thinking I should just cash out while I’m up like 20% in NVDA and up in every stock I have right now. Should I just focus on my ROTH IRA, I’m contributing 250 biweekly and 75 biweekly in my individual account into SOXX SOFI and IONQ. Or what do y’all think I should do. I only put that much into NVDA because I believed it will go higher an help me with a down payment for a house in 5 years.
I’m 28 by the way and have a 403b plan going for work just enough to get there price match.