u/The_Dying_Swan

[UK Offer] TopCashback: Free £10. Make hundreds of pounds with the best cashback money-making site

With TopCashback you can literally make hundreds or even thousands of pounds.

In the last few years, I’ve used it by doing my normal shopping - eBay, insurance, broadband and mobile, car parks, household shopping including gifts, travel, dining, you name it!

You can cash out once you have earned £10 cashback.

​


TopCashback’s Refer-a-Friend Campaign currently offers:

· You get free £10 when you join

· PLUS Members get £25 for each friend referred

· CLASSIC Members get £20 for each friend referred

​


TopCashback offer the following accounts/memberships:

  • CLASSIC - free
  • PLUS - for £5 a year, which is deducted from your cashback earned. I recommend this, as there clear benefits of it, like higher cashback rates. Full list can be seen here:

TopCashback PLUS Memerbship: Benefits

​


Once registered, you also get your own referral link which gives you ££ per each successful referral! Currently they offer the referrer:

  • £25 for PLUS Members
  • £20 for CLASSIC Members

These amounts often change.

If you sign up, I will benefit under their “Refer-Friend-Scheme”, dependent on:

  • meeting their Referral Terms and Criteria, and

  • the terms of the Referral Campaign or offer at the time (sometimes you benefit by getting £10 when joining, other times only the referrer benefits).

Switch off any ad blockers and tracking protection in your browser before doing these offers.

​


Some good offers worth doing once signed up to TopCashback are:

> >· Bonus Kings £15.75 >
>· Charles Stanley up to £200 > >· Experian £9 > >· HSBC credit card £35 >
>· Plum £10 >
>· Sainsbury’s £7 >
>· Shepherds Friendly £300 (for £100/month investment)
> >· Scottish Friendly £310 (for £100/month investment)
>
>· Tesco £7 > >· Tide £100 >
>· TSB current account £40 >
>· Buy discounted gift cards at TopGiftCards
>
Check the “Free Cashback” tab under “Categories”, then “More” sections. >
>· Consider Credit Cards if those are appropriate for your needs - a good selection

​


Always make a note of what you subscribe to, read the fine print, and cancel the trial/subscription before the the free/intro period comes to an end if you no longer needed.

TopCashback Referral Link: Free £10

Happy cashbacking!

​


reddit.com
u/The_Dying_Swan — 23 hours ago

[UK Offer] Sprive App: Overpay Your Mortgage Faster + Cashback on Gift Cards (+ £5 Bonus with Code PAYFAST)

Sprive is a free mortgage assistant app that helps you overpay your mortgage and save on everyday spending.

It uses open banking to automatically set aside spare cash and send it as mortgage overpayments, helping you reduce interest and become mortgage-free sooner.

It also offers cashback on gift cards, with some boosted rates often better than other UK cashback apps. There are 1,000+ brands to choose from.

New users bonus

If you sign up using my code PAYFAST and make your first eligible purchase, you’ll get £5 towards your mortgage overpayment.


My experience

I use Sprive to make small overpayments a few times per month, mostly via the auto-save feature. Over time, this has added up to several thousand pounds more in overpayments than I would have made manually.


You can choose:

  • A fixed amount, or
  • A variable amount based on what you can afford

Everything is flexible – you can pause, tweak, or cancel at any time.


How to start saving money with Sprive

(1) Download the app using my Referral Link.

(2) Sign up and enter referral code:

PAYFAST

(3) Link your day-to-day current account (doesn’t have to be the mortgage account).

(4) Connect your mortgage (open banking or manual details/a few questions).

(5) Complete onboarding.

(6) Make your first purchase (i.e. a gift card) to unlock the £5 bonus.


How you can overpay your mortagage

  • Connect a bank account and make manual or automatic overpayments
  • Use cashback earned from buying gift cards through the Sprive portal

What you can do in the app

  • Set up automatic or manual mortgage overpayments
  • Buy gift cards and earn cashback (boosted rates + Sprive Plus access)
  • Invite friends and earn £5 per referral (£50 total for inviting 10 mates)

Other useful bits

  • No fees
  • Overpayments are fully flexible
  • Cashback can be applied directly to your mortgage
  • Occasional extra promo offers

What you get: You get free £5 if you join with my referral link and follow a few simple steps.

Steps: Join with my referral link. Add my referral code. Link your bank account. Answer a few questions so that Sprive automatically find your mortgage. Complete onboarding / setting up your account. Buy your first gift card on the Sprive portal. The free £5 will be awarded immediately after.

Cost/Catch: There is not cost, catch, or strings attached. You pay nothing for using the app, and there are no fees or costs.

Who qualifies: This offer is available to UK customers. You need to be new to Sprive (not already be a customer).

Expires: The current offer has no expiration date stated, and it's been ongoing for several years.

reddit.com
u/The_Dying_Swan — 24 hours ago

[UK Offer] Ribbon Rewards (Scraye): Get £25 free + 1% cashback on your rent (instant landlord payments)

If you are renting in the UK, Ribbon Rewards (by Scraye) lets you earn cashback on rent you are already paying, with no fees and no impact on your landlord.


What you get

  • £25 welcome bonus when you sign up with a referral and make your first rent payment
  • 1% cashback on every rent payment, ongoing
  • 1.5% cashback if your landlord/agent already uses Scraye
  • Instant rent payments to your landlord
  • No fees, no contracts, no credit checks

Who it works with

  • Any landlord
  • Any letting agent
  • Housing Associations

Your landlord doesn’t need to sign up or do anything.


How it works (simple)

  1. You pay your rent into your personal Ribbon account.

  2. Ribbon instantly forwards the payment to your landlord (it still comes from you).

  3. You earn cashback automatically

Your money is held in a ring-fenced account with Griffin Bank (UK-regulated).

If you are cautious, they even suggest testing it with £0.01 first - payments are instant (I did and it worked instantly).


What info you need to provide

  • Your name
  • Your landlord’s bank details

That’s it. No tenancy contract uploads, no credit checks.

ID verification (passport or driving licence + selfie) is required, usually after your first payment.


Cashback and rewards

  • Cashback + £25 bonus can be redeemed as gift vouchers
  • Common redemption amounts: £25 / £50 / £75 / £100
  • Vouchers are emailed within 1 working day
  • Retailers include Amazon, Asda, Nike, Uber Eats, etc.

How to sign up

(1) Sign up using this Referral Link: Free £25 each:

Referral code :

CATA1F8C

(2) Make a rent payment (or test with £0.01 first).

The amount you send initially is saved as your rent going forward, but you can change it later by contacting support.

(3) £25 bonus + 1% cashback is awarded instantly.

(4) Redeem for vouchers of your choice (Amazon, Apple, Asda, John Lewis, Deliveroo, Morrisons, M&S, Nando's, RyanAir, Sainsbury's, Uber Eats, etc.).


Extra

  • You can refer friends/family: they get £25, and you get £25 per referral
  • Trustpilot rating is Excellent (4.7/5)

FAQs


reddit.com
u/The_Dying_Swan — 24 hours ago

OakNorth: Free £30 for saving £1,000 for 30 days + extra £10 available

OakNorth are a UK bank regulated by the FCA AND FSCS protected. They have good reviews on Trustpilot, and I’ve started using them recently without any issues.


They currently have a promotion where we can get £30 each, when you sign up with my referral and follow a few simple steps.

Many thanks if you use my link. I should reply quick.


Here's how to get £30 each:

(1) Send me a message. I typically reply fast.

(2) Complete the Referral Form with my details.

(3) Shortly after, you will receive an email to open a savings account.

(4) Open an account (takes about 5 min.) and choose a savings account. I opted for the 95-days Notice Base Rate Tracker.

(5) Deposit £1,000 or more via bank transfer within 14 days. Money will take a few min. to arrive and you will receive an email confirmation.

(6) The free £30 each will be awarded within 60 days.

(7) Optional step: open a second savings account for the same period, again, depositing £1,000 or more, for an extra £10.


Offer Terms

reddit.com
u/The_Dying_Swan — 1 day ago

Taptap Send: Free £5 for sending £25 to yourself

It takes only a few minutes to complete this offer and profit £4.75+ My profit was £4.83.


Taptap Send is a money transfer service based in London. It has excellent reviews on Trustpilot.

The steps below are if you are sending the money from UK to your Belgian Wise EUR account.

However, you can also sign up from the EU, USA, UAE, Canada, or Australia, and send to the UK. If you do, then the minimum transfer amounts may be different so please read the Taptap Send Referral Terms.


Here’s how:

(1) Download the app from the Apple Store or Google Play.

(2) Register. Start a transfer: select a country (I’d suggest sending to your Belgian Wise EUR account) and send minimum £25. Depending on where you are sending from, this minimum transfer amount may differ but if you are sending from the UK, sending £25 (or more) will qualify for the free £5 bonus.

(3) On the same page, add referral/promo code:

CATALIN236

This will add free £5 to the transfer.

(4) Add your details: name, DOB, UK address, and international IBAN (I sent to own Wise EUR account in Belgium).

(5) Pay by direct bank transfer (I chose this) or by debit card. Payment and transfer was instant (might take 1 min. to show in your Wise EUR account).

(6) In Wise, convert your EUR transfer back to GBP, and send to your UK current account. You’ll pocket the free £5. (Profit was £4.83 in my case).

(7) Invite friends and family and earn £5 when they follow the same steps, sending £25+ to their international account.


reddit.com
u/The_Dying_Swan — 1 day ago

Attapoll: Mobile Survey app (quick payout). FREE 40p each

Attapoll is another mobile survey app to add to your list. You do survey on your phone, you can do as little or as much as you want. The app has a simple layout with clear tabs.

Fill in your profile, then check the stars which indicate how each survey matches to your profile. Cashout from £2.50 via:

  • PayPal
  • Amazon vouchers
  • Revolut
  • you can also donate your earnings

Here's how

(1) Sign up using the Attapoll Referral Link: 40p each

Add ref. code:

xqbzh

(2) We get 40p each

(3) Complete surveys in your free time and get paid

Cheers to anyone using my code:

xqbzh

​

reddit.com
u/The_Dying_Swan — 2 days ago

PaidViewpoint: Survey App/Site with No Disqualifications. Earn up to $25 per referral

PaidViewpoint is a market research survey site which is different to other platforms because they never screen you out without a cash reward once you've been invited into a survey!

  • They pay cash (no points or gimmies).
  • Payout (which starts after earning $15) is via PayPal or digital gift cards within 72 hours.

You first earn $1.10 for 3-4 minutes of your time:

  • 2 registrations surveys ($0.50 each)
  • 1 trait survey ($0.10)

The higher your TraitScore the more money you earn. TraitScore is a system that checks for candour and consistency in your responses. To get a higher pay per survey, you can improve your TraitScore by providing:

  • Honest Responses
  • Thoughtful Opinions
  • Consistent Answers

You can also make money and earn up to $25 when each friend you invite cashes out.

This is explained in their Reward Rules.

Every time your friend cashes out, you'll get 20% of every Research Survey Reward they've accumulated, which helps you earn as much as you can!


Many thanks to anyone using my PaidViewpoint Referral Link - free money for both of us, so many thanks!

They offer both desktop and mobile app, and their layout / interface is clean & crisp, so check them out!


reddit.com
u/The_Dying_Swan — 2 days ago

[UK Offer] Webull New Promotion: 5 US Fractional shares (each worth $3 to $300 each). Plus, earn 8 US Fractional shares for inviting a friend

The Webull offer is back: 21 April to 30 June 2026 (23:59 hours). Webull is a US trading app, available also in the UK.

Their current promotion gives you 5 US Fractional shares (each worth between $3 and $300).

The person referring will also receive 8 Fractional shares.

Most people will earn the lower value ($3 for each Fractional shares).


Here’s how:

(1) Sign up to Webull using the Referral Link: 5 US Fractional shares for you (each valued between $3 and $300).

If you use my link, I will also get 8 US Fractional shares (each valued between $3 and $300).

(2) Download the app, sign up, and pass KYC (complete verification).

(3) Opt-in to the promotion, following the tabs: Menu -> Promotion Centre -> Click the promotion banner -> Participate today.

This step is not explicitly stated, but in previous promotions this was a requirement.

(4) Open a Stocks & Shares ISA or GIA, and deposit £500 or more, keeping the deposit on the app for 60 consecutive days.

Do this within the promotion period (21 April to 30 June).

(5) After steps are complete, the US fractional shares can be claimed by clicking “Menu”, then “My Rewards” tab.

The fractional shares must be claimed within 30 days after receiving the Referral Reward. Otherwise, the rewards will expire 30 days after being issued.

(6) Once the US fractional shares have been redeemed, they will be added to your account within 15 working days.


You can also refer up to 5 friends, earning up to 40 US Fractional shares in total.


Webull Fees

Terms

reddit.com
u/The_Dying_Swan — 5 days ago

[UK Offer] Ribbon Rewards (Scraye): Get £25 free + 1% cashback on your rent (instant landlord payments)

If you are renting in the UK, Ribbon Rewards (by Scraye) lets you earn cashback on rent you are already paying, with no fees and no impact on your landlord.


What you get

  • £25 welcome bonus when you sign up with a referral and make your first rent payment
  • 1% cashback on every rent payment, ongoing
  • 1.5% cashback if your landlord/agent already uses Scraye
  • Instant rent payments to your landlord
  • No fees, no contracts, no credit checks

Who it works with

  • Any landlord
  • Any letting agent
  • Housing Associations

Your landlord doesn’t need to sign up or do anything.


How it works (simple)

  1. You pay your rent into your personal Ribbon account.

  2. Ribbon instantly forwards the payment to your landlord (it still comes from you).

  3. You earn cashback automatically

Your money is held in a ring-fenced account with Griffin Bank (UK-regulated).

If you are cautious, they even suggest testing it with £0.01 first - payments are instant (I did and it worked instantly).


What info you need to provide

  • Your name
  • Your landlord’s bank details

That’s it. No tenancy contract uploads, no credit checks.

ID verification (passport or driving licence + selfie) is required, usually after your first payment.


Cashback and rewards

  • Cashback + £25 bonus can be redeemed as gift vouchers
  • Common redemption amounts: £25 / £50 / £75 / £100
  • Vouchers are emailed within 1 working day
  • Retailers include Amazon, Asda, Nike, Uber Eats, etc.

How to sign up

(1) Sign up using this Referral Link: Free £25 each:

Referral code :

CATA1F8C

(2) Make a rent payment (or test with £0.01 first).

The amount you send initially is saved as your rent going forward, but you can change it later by contacting support.

(3) £25 bonus + 1% cashback is awarded instantly.

(4) Redeem for vouchers of your choice (Amazon, Apple, Asda, John Lewis, Deliveroo, Morrisons, M&S, Nando's, RyanAir, Sainsbury's, Uber Eats, etc.).


Extra

  • You can refer friends/family: they get £25, and you get £25 per referral
  • Trustpilot rating is Excellent (4.7/5)

FAQs


reddit.com
u/The_Dying_Swan — 5 days ago

[Worldwide offer] Taptap Send: Free £5 for sending £25 to yourself

It takes only a few minutes to complete this offer and profit £4.75+ My profit was £4.83.

Taptap Send is a money transfer service based in London. It has excellent reviews on Trustpilot.

The steps below are if you are sending the money from UK to your Belgian Wise EUR account. However, you can also sign up from the EU, USA, UAE, Canada, or Australia, and send to the UK. If you do, then the minimum transfer amounts may be different so please read the Taptap Send Referral Terms.


Here’s how:

(1) Download the app from the Apple Store or Google Play.

(2) Register. Start a transfer: select a country (I’d suggest sending to your Belgian Wise EUR account) and send minimum £25. Depending on where you are sending from, this minimum transfer amount may differ but if you are sending from the UK, sending £25 (or more) will qualify for the free £5 bonus.

(3) On the same page, add referral/promo code:

CATALIN236

This will add free £5 to the transfer.

(4) Add your details: name, DOB, UK address, and international IBAN (I sent to own Wise EUR account in Belgium).

(5) Pay by direct bank transfer (I chose this) or by debit card. Payment and transfer was instant (might take 1 min. to show in your Wise EUR account).

(6) In Wise, convert your EUR transfer back to GBP, and send to your UK current account. You’ll pocket the free £5. (Profit was £4.83 in my case).

(7) Invite friends and family and earn £5 when they follow the same steps, sending £25+ to their international account.


reddit.com
u/The_Dying_Swan — 5 days ago
▲ 12 r/MakeMoneyInUK+1 crossposts

[UK Offer] Rakuten: Free £25 when you spend £50. Plus, earn cashback on your everyday shopping

Rakuten is a cashback site and app where you earn money back from your everyday purchases.

Before purchasing, disable any adblockers (if you use any), so that it tracks correctly.

You can elect to get paid either via PayPal or bank transfer. I chose to get paid through PayPal and payment is typically made automatically around the 15th of the month.


Rakuten Referral Link gives £25 each when you sign up and spend over £50 within 90 days. Cheers to anyone using my ref. link!

  • Link your current bank account immediately after signing up.

  • Spend £50 within 90 days of joining. You can spend that over multiple purchases and across multiple retailers/brands (besides Amazon) if you wish. Qualifying purchases must be made within 90 days of joining.

  • You could go for a supermarket order and get cashback on top!

  • The £25 bonuses are awarded within 90 days (when purchases are not cancelled or returned)

  • Many thanks to anyone using my referral!

You can also invite friends and family and earn £30 each.


u/The_Dying_Swan — 21 hours ago

[UK Offer] Monument Bank: Free £30 paid in your account in 1 day, when you save 10K (Easy Access Cash ISA) or 25K (Other Savings Accounts)

If you do the offer today, the free £30 will be into your account tomorrow at 07:00 in the morning! (even on a Sat. or Sun.!) Monument Bank is a UK digital bank which offers high interest savings accounts.


  • They are fully FSCS and FCA insured and protected (up to 85K per person) and their savings rates are excellent.
  • They are rated Excellent (4.7/5) on Trustpilot with over 1,100 reviews and are a trusted bank with over £5bn in savings.

  • Their current promotion gives you free £30 when you use a referral link and follow the steps.
  • If you use my link, I will get the same, so many thanks!
  • The referral offer is due to end on 13 May 2026 (so, be quick). However, they is a chance they will just extend it, as they’ve done in the last few months.

  • From experience, the free £30 bonus is paid within 1 day (even though the terms say it can take up to 3 days).
  • I've had my account with them since early spring 2025. The app is excellent - clean layout and easy to navigate.

Here's how:

(1) Sign up to Monument Bank using the Monument Referral Link: Free £30 each, paid straight into your personal current account within 3 days.

(2) Follow the referral link and enter your mobile.

(3) Download the Monument Bank digital app from the Apple Store or Google Play.

(4) Open your first savings account (you will need your NINO but no ID is required) and deposit the minimum amount before the offer ends (13 May 2026; though it will likely be extended again):

  • £10,000 if you only open an Easy Access Cash ISA (3.74% AER, variable)

or

  • £25,000 if you open any other savings accounts (between 3.52% and 4.09% AER, variable, depending on the type of account you choose)

(5) Once steps are complete, receive £30 within 3 days (usually paid within 1 day!), directly to your linked current account.


  • I would recommend that you open an Easy Access Cash ISA account, given it requires a smaller deposit (albeit, still large at £10,000!).
  • Alternatively, you can transfer from a different cash ISA account with a another provider and still be eligible for the free cash bonus.
  • If you need the money after you get the free cash £30, you can then withdraw part or all of it, or move it elsewhere. It is up to you.

Referral Offer: Terms


reddit.com
u/The_Dying_Swan — 5 days ago

[UK Offer] TopCashback: Free £10. Make hundreds of pounds with the best cashback money-making site

With TopCashback you can literally make hundreds or even thousands of pounds.

In the last few years, I’ve used it by doing my normal shopping - eBay, insurance, broadband and mobile, car parks, household shopping including gifts, travel, dining, you name it!

You can cash out once you have earned £10 cashback.

​


TopCashback’s Refer-a-Friend Campaign currently offers:

· You get free £10 when you join

· PLUS Members get £25 for each friend referred

· CLASSIC Members get £20 for each friend referred

​


TopCashback offer the following accounts/memberships:

  • CLASSIC - free
  • PLUS - for £5 a year, which is deducted from your cashback earned. I recommend this, as there clear benefits of it, like higher cashback rates. Full list can be seen here:

TopCashback PLUS Memerbship: Benefits

​


Once registered, you also get your own referral link which gives you ££ per each successful referral! Currently they offer the referrer:

  • £25 for PLUS Members
  • £20 for CLASSIC Members

These amounts often change.

If you sign up, I will benefit under their “Refer-Friend-Scheme”, dependent on:

  • meeting their Referral Terms and Criteria, and

  • the terms of the Referral Campaign or offer at the time (sometimes you benefit by getting £10 when joining, other times only the referrer benefits).

Switch off any ad blockers and tracking protection in your browser before doing these offers.

​


Some good offers worth doing once signed up to TopCashback are:

> >· Bonus Kings £15.75 >
>· Charles Stanley up to £200 > >· Experian £9 >
>· First Direct current account £55 > >· HSBC credit card £35 >
>· Plum £10 >
>· Sainsbury’s £7 >
>· Shepherds Friendly £300 (for £100/month investment)
> >· Scottish Friendly £310 (for £100/month investment)
>
>· Tide £100 >
>· TSB current account £40 >
>· Buy discounted gift cards at TopGiftCards
>
Check the “Free Cashback” tab under “Categories”, then “More” sections. >
>· Consider Credit Cards if those are appropriate for your needs - a good selection

​


Always make a note of what you subscribe to, read the fine print, and cancel the trial/subscription before the the free/intro period comes to an end if you no longer needed.

TopCashback Referral Link: Free £10

Happy cashbacking!

​


reddit.com
u/The_Dying_Swan — 5 days ago

[UK Offer] Ribbon Rewards (Scraye): Get £25 free + 1% cashback on your rent (instant landlord payments)

If you are renting in the UK, Ribbon Rewards (by Scraye) lets you earn cashback on rent you are already paying, with no fees and no impact on your landlord.


What you get

  • £25 welcome bonus when you sign up with a referral and make your first rent payment
  • 1% cashback on every rent payment, ongoing
  • 1.5% cashback if your landlord/agent already uses Scraye
  • Instant rent payments to your landlord
  • No fees, no contracts, no credit checks

Who it works with

  • Any landlord
  • Any letting agent
  • Housing Associations

Your landlord doesn’t need to sign up or do anything.


How it works (simple)

  1. You pay your rent into your personal Ribbon account.

  2. Ribbon instantly forwards the payment to your landlord (it still comes from you).

  3. You earn cashback automatically

Your money is held in a ring-fenced account with Griffin Bank (UK-regulated).

If you are cautious, they even suggest testing it with £0.01 first - payments are instant (I did and it worked instantly).


What info you need to provide

  • Your name
  • Your landlord’s bank details

That’s it. No tenancy contract uploads, no credit checks.

ID verification (passport or driving licence + selfie) is required, usually after your first payment.


Cashback and rewards

  • Cashback + £25 bonus can be redeemed as gift vouchers
  • Common redemption amounts: £25 / £50 / £75 / £100
  • Vouchers are emailed within 1 working day
  • Retailers include Amazon, Asda, Nike, Uber Eats, etc.

How to sign up

(1) Sign up using this Referral Link: Free £25 each:

Referral code :

CATA1F8C

(2) Make a rent payment (or test with £0.01 first).

The amount you send initially is saved as your rent going forward, but you can change it later by contacting support.

(3) £25 bonus + 1% cashback is awarded instantly.

(4) Redeem for vouchers of your choice (Amazon, Apple, Asda, John Lewis, Deliveroo, Morrisons, M&S, Nando's, RyanAir, Sainsbury's, Uber Eats, etc.).


Extra

  • You can refer friends/family: they get £25, and you get £25 per referral
  • Trustpilot rating is Excellent (4.7/5)

FAQs


What you get:

You will get £25 once you pay your first rent through Ribbon. You also get 1% cashback on the rent you pay. So, if you pay £500, you'll get £5 in cashback. This can be then used to buy gift cards.

Steps:

First, join with my link and code shared above.

Second, pay your rent through Ribbon. This will be paid directly to your landlord and the payment is instant. Your landlord will see this coming from you. You don't need to provide proof of contract and there are no credit checks involved. You can also test this with 1p to see it works. This is what I did.

Third, you will get £25 when you pay your rent for the first time. Then, you'll get 1% cashback each time you pay your rent.

Cost/Catch:

There is no catch or cost to you or your landlord. Ribbon Rewards (Scraye) are likely making money only if you use their other services (which I don't).

Who qualifies:

The bonus is available to anyone who is new to Ribbon (new customers). Once you're a customer, you earn 1% cashback on your monthly rent.

Expires:

There is no expiration date of the offer. That said, they could also tweak the terms, or withdraw it altogether. However, I've used them without issues for about a year now.

reddit.com
u/The_Dying_Swan — 5 days ago

Currensea: Free £10. Travel debit card for spending abroad (free card delivery)

Currensea is rated 4.9/5 on Trustpilot (19k+ reviews).

You can get £10 free when you sign up and spend £100 in foreign currency within 180 days.

Once you join, you’ll also receive your own referral link — you and the person you refer both get £10.

Apple Pay supported.


What is Currensea?

Currensea is a travel debit card that links directly to your existing UK bank account.

There’s no need to preload or top up. When you spend abroad:

  • You pay in the local currency
  • Currensea converts it to GBP at a competitive rate
  • The money is taken from your bank via Direct Debit

This avoids the typical 3% foreign transaction fees charged by many banks.


Plans

Essential – Free

  • £500/month card spending at near-interbank rate (1% fee after)
  • £200/month ATM withdrawals (2% after)
  • Free card delivery
  • No weekend fees

Pro – £39.95/year

  • Unlimited fee-free spending
  • £500/month ATM withdrawals
  • Better FX rates than the free plan
  • Extra perks

Elite – £150/year

  • Unlimited fee-free spending
  • £750/month ATM withdrawals
  • Best FX rates
  • Premium perks

(Most people just use the free Essential plan.)


How to get the free £10

(1) Sign up using the Referral Link

(2) Enter referral code during signup

CSL6QA

(3) Spend £100 in foreign currency within 180 days

You’ll receive £10 within ~5 days after completing the requirement.


Useful links

Plans and Pricing

Referral Terms

reddit.com
u/The_Dying_Swan — 6 days ago

Skrill: Free £10 for sending £100 to yourself (easy £7–£9 profit)

Skrill is an international money transfer service currently offering a £10 referral discount when you sign up through a referral link and make your first transfer.

Terms apply.


How the offer works

  • The £10 bonus is applied as a discount at checkout when sending at least £100 internationally.
  • For example, you send £100 but only pay £90 thanks to the discount.
  • After converting the money back to GBP you should make roughly £7–£9 profit depending on exchange rates.

Requirements

  • Send at least £100 to a different currency account.
  • Skrill doesn’t charge a transfer fee for this promotion, though a small amount may be lost in the exchange rate.

Steps

(1) Sign up using the Skrill Referral Link (£10 bonus).

(2) Make an international transfer

For example send £100 → EUR to your Wise EUR account (or any EUR account you hold).

(3) Complete the transfer

The £10 discount will be applied automatically, so you will pay £90 to send £100.

(4) Verify your identity

You may be asked to verify ID (a UK driving licence or passport works).

(5) Receive the money

The transfer normally arrives within a few working days.

(6) Convert back to GBP

Once the money reaches your Wise account, convert it back to GBP and withdraw to your bank account.

Terms apply.


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u/The_Dying_Swan — 6 days ago

Octopus Energy: Free £50 when you join or switch to Octopus. Plus, Green Technology Subscriptions, Incentives, and Discounts

Get free £50 when you join Octopus Energy 🐙. Plus, earn £50 when you invite a friend! Octopus are rated Excellent (4.8) on Trustpilot.

If you switch gas only or electricity only with Octopus, our referral rewards are halved.


Octopus don’t have any exit fees.

  • Octopus have user-friendly website, responsive support (no waiting forever on the phone), cheap tariffs, and importantly the energy is completely renewable.
  • I'd recommend that you have the exact figures of Gas and Electricity used over the last 12 months (i.e., the amount of kWh you used last year or GBP paid).
  • Compare the rates (standing/daily charge + the unit consumption rate) Octopus will quote you versus what you currently pay.

Here’s how

(1) Use the Octopus Referral Link: we get £50 each.

(2) Complete the quote online, using the ref. link above or by ringing them, and switch to Octopus Energy.

  • You'll get £50 credited to your account once your switch is finalised and the first Direct Debit payment has gone through. I will get the same, so many thanks!
  • If you join by ringing them or if Octopus require any personal details, just send me a message, happy to share info if needed!

If you are a company, we can share £200: we will get £100 each from Octopus.

If you don’t get the bonus or have any issues, please let me know! I can provide all the details Octopus might need, so please get in touch with me: I typically reply fast!

Terms


Other reasons:

  • Use their freebies: weekly hot or cold drink from Greggs or a free drink at Nero each week.
  • Ice skating tickets, and many more!
  • Earn Octopus points, which you can redeem as cash towards your bills!
  • If you want some cashback on your Octopus bills, use Zilch for 2% cashback!

Green Technology: Octopus Subscriptions, Incentives and Discounts


You must use the exact same email address you used to sign up for the usual Octopus referral offer (£50 each).


Intelligent Drive Pack - £30 monthly subscription for EV charging:

  • For a £30 monthly subscription, you can get unlimited smart EV charging for your vehicle.
  • First, sign up to a standard Octopus tariff using my referral link, then sign up to Intelligent Drive Pack.

Intelligent Octopus Go - Smart EV Tariff:

  • This is their smart EV tariff that automatically charges the car when it's cheapest and greenest (usually overnight). The system is designed for convenience, ensuring your car is ready when you need it.
  • First, sign up to a standard tariff using my referral link, then switch to Intelligent Octopus Go.

u/The_Dying_Swan — 6 days ago

Park Christmas Savings: Free £20 when you save £50 (for Christmas 2026)

You can start saving towards Christmas 2026 with Park Christmas Savings, and get a free £20 bonus when you save £50 using a referral link.

I've been using this scheme for several years and it’s a really easy way to spread Christmas costs throughout the year.

Park Christmas Savings has been running for over 50 years and lets you gradually save throughout the year, then redeem your savings for gift cards and vouchers.

You can choose from loads of options including Amazon, Love2Shop, supermarkets, retail gift cards, and prepaid Mastercards.


Referral Bonus

If you sign up using a referral link:

  • You get £20 added to your account
  • Once you have saved £50
  • I also receive a £20 referral reward

Referral Link here


How it works

(1) Set your savings goal

Choose how much you want to save for Christmas.

For example:

  • £50 for Christmas food
  • £200–£500+ for gifts, food, and celebrations

You can increase or decrease your target later.

(2) Choose your gift cards or vouchers

At the end of the savings period you redeem your balance for gift cards.

Options include:

  • Amazon
  • Love2Shop
  • Sainsbury’s / Asda
  • Argos
  • Primark
  • M&S
  • JD Sports
  • Dining Out cards

You can also choose the Purple Card, which works at 120+ UK retailers.

(3) Pay in a way that suits you

You can save weekly or monthly using several payment methods:

  • Direct debit (from February to Oct/Nov)
  • Debit or credit card (minimum £5)
  • Bank transfer
  • Park app
  • PayPoint
  • Post Office
  • Phone payment
  • Standing order

You can change your payments or savings target if your situation changes.


How to get the £20 bonus

  1. Sign up using the Referral Link
  2. Set your savings goal
  3. Choose your preferred gift cards
  4. Add £50 or more to your account
  5. £20 will be added to your savings

Note: You need £50 in your account before you can refer others and earn referral bonuses.


More info

Terms

FAQs

u/The_Dying_Swan — 6 days ago

Five Surveys: Free £5 for doing 5 surveys

Five Surveys is another way to earn passive income in your free time.

For every 5 surveys you complete you get £5.

There is no minimum required to cash out.

You can cash out via PayPal or can redeem to gift cards, including Amazon voucher.


The nice thing is that you see how long it will take you to complete a particular survey, and they are also ranked, so then you can do the higher rated surveys.

Every little helps these days! Not the most exciting platform, but it’s another way to earn a few quid here and there!


How It Works:

(1) Invite your friends and share your referral link with them.

(2) Your friends sign up using your link.

(3) Earn 10% commission. Your keep their earnings, and you get 10% of their survey income!

Many thanks to anyone using this Five Surveys Referral Link: free money for both of us!


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u/The_Dying_Swan — 6 days ago

Tuck: Free £1 sign-up bonus + £4 per referral. Cashback on everyday shopping: currently boosted rates – higher than some other apps

Get £1 free when you sign up, plus £4 for every friend you refer.

Tuck is a relatively new cashback app. It doesn’t always have the highest rates overall, but it often includes local or niche businesses you won’t find on other cashback apps, so it’s worth having alongside others.

Occasionally they also run boosted cashback offers that can beat competitors.


Current examples: M&S – 3.20% cashback (currently higher than JamD and EverUp) Waitrose – 3.15% cashback (currently higher than JamD and EverUp)


What is Tuck?

Tuck is a cashback app designed to help support local and independent businesses while earning cashback on purchases.

  • Available on Apple App Store and Google Play
  • Sign-up takes less than a minute
  • No ID verification or deposit required

How to get the free £1

1. Download the app: link here

2. Create an account (name, email, password)

3. Enter referral code in the app:

Cata6104

4. Link your bank account

You’ll receive £1 instantly, and you can start earning cashback at partner retailers (e.g. Adidas, Asda, and various local businesses).

You’ll also get £4 for every friend you refer.


Cashing out

Withdraw once you reach £20 cashback

Payments arrive in 3–5 working days directly to your bank account.

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u/The_Dying_Swan — 6 days ago