FHA approved our roof, 9 months later were quoted for a $20,000 replacement due to its condition. Please help
Location: Illinois
Please help!!
Bought a house in August of 2025, we were told the roof was newer, built in 2022 and passed FHA inspection.
However we started getting leaks about 2 weeks ago. We’ve gotten 3 different roof inspections and all 3 have suggested replacing the entire roof as the people who did it the first time did it completely wrong. This includes wrongly placed shingles, improperly sealed nails, exposed wood, no protection on the edges of the roof, improperly installed/sealed flashing, improperly sealed chimney (main source of our leak).
We were told to contact insurance but they will most likely fight us tooth and nail as it falls under “poor craftsmanship”. Is there anything we can do or do we just have to swallow $20,000?
I should note there was no record of the contractors who built the “new” roof. But it is noted in our house contract. We have no way of knowing what company did it or if it was a botched home project.
I’ve included some pictures for context.
EDIT: The leaking is currently in the garage, primary bedroom, attic, closet below the attic, second bedroom, and inside/around the chimney (which is leaking all the way down to the basement).