52k auto loan 43k loan balance, advice on how to get out of this sooner?
I am a younger person in my 20s long story short I had an issue with a leased vehicle that I traded for a new 2025 Camry financed at 52k (late 2024). At that time I was a leasing agent working full time and could technically afford everything, since that a lot of things changed, relationship issues and break up, trouble in the workplace performing/holding down a job. I had to move back home in 2025 and had 2600 cc debt as of now I finished paying of my credit card debt so now all I have my car and insurance and basic expenses besides savings money, My issue is that I have still been struggling with work and finding decent jobs and when I do something always happens or I end up not being good enough. in the mean time after some recent work struggles, I started work as a server which seems it will at least pay my bills but leave me to fend for myself with gas and food, and staying mentally sane. My question is what money moves can I make to fix my issue? Rn my current car loan is 43k loan balance, 4.99 apr and 800 per month and the insurance makes it 1100 basically a rent payment and that infuriates me. What do I need to do to make sure I can still build savings, and be on the right track to have a successful life? I would eventually like to buy a house and plan for that too. I just don't know how I can do anything in life rn with this debt not being controlled? I have also tried going to dealerships but I am underwater always and the only solution they offer is a new car lease which in theory could work but work technically cost more and not work bc I drive lots of miles and go to lots of places since I have been forced to do more deliveries.