u/Simple_Chance_6785

My husband and I was in a difficult situation. One thing led to another and we have a bunch of missed payments, charged off/closed accounts. I dont have any credit cards all of them are charged off and currently negotiated balances down and payment plans to pay them off as well as my husband doing it with somw of his cards as well. How can we build our credit scores back up while saving for a house? We have to move due to my husband getting a new job but we plan to move. We own our home, we also have a mortgage. Do we sell our house and buy another house or rent until our credit scores are higher?