u/Shuffle4859

Would you actually complete your tasks if you’d lose money for not doing them?

I’ve been thinking about this:

Most productivity apps don’t work (at least for me).
Reminders, streaks, to-do lists easy to ignore.

But the moment real money is involved behavior changes.

So I built a small experiment:

• You create a task
• Put some money on it (₹1–₹100)
• Complete it -> you get it back
• Miss it -> you lose it

No motivation. Just consequences.

It also has:

• Wallet (UPI-based)
• Subtasks with shared stakes
• Leaderboard for consistency

I’m testing whether loss aversion actually makes people more disciplined.

But I’m not sure:

• Would you actually use something like this?
• Or would the “losing money” part turn you off?
• What would make this feel fair instead of stressful?

If people are curious, I can share the link in comments.

Would love honest feedback.

Would you actually complete your tasks if you’d lose money for not doing them?

I’ve been thinking about this:

Most productivity apps don’t work (at least for me).
Reminders, streaks, to-do lists — easy to ignore.

But the moment real money is involved… behavior changes.

So I built a small experiment:

• You create a task
• Put some money on it (₹1–₹100)
• Complete it → you get it back
• Miss it → you lose it

No motivation. Just consequences.

It also has:

• Wallet (UPI-based)
• Subtasks with shared stakes
• Leaderboard for consistency

I’m testing whether loss aversion actually makes people more disciplined.

But I’m not sure:

• Would you actually use something like this?
• Or would the “losing money” part turn you off?
• What would make this feel fair instead of stressful?

If people are curious, I can share the link in comments.

Would love honest feedback.