(Gen Male) I am getting CSE.......Now, I can arrange the Jossa fees. However, I would need edu loan for the entire degree...My parents CIBIL is very low(550ish, active loan pe default etc..) and family income is <1lpa...(ik tution wavier mil jayega but wo refund hai na, pehel to out of pocket pay karte rehna hoga....)

So will loan be a big issue? I dont mind higher interests etc but the goddman loan itself, will i be able to get it? Is there anything such as alumini fund/scholarships?

Most importantly, what would happen if banks reject the loan, will i have to drop out??

I can get Bihar Student credit Scheme(cap-4lakhs...usmien cibil etc nahi dekhte....But will take 45days or so to process....But us bich laptop(70k ig) etc + 1st sem fee total 1.5lakhs (including jossa ka 75k + reporting day payment....)

(Gen Male here) I am getting IIIT jabalpur CSE.......Now, I can arrange the Jossa fees, even the 1st sem fees. However, I would need edu loan for the entire degree...My parents CIBIL is very low(550ish) and family income is <1lpa

So will loan be a big issue? I dont mind higher interests etc but the goddman loan itself, will i be able to get it? Is there anything such as alumini fund/scholarships?What would happen if banks reject the loan, will i have to drop out??