u/Repnista

Hi!

Hopefully someone here would be able to give me a clear and concise answer to my wonderings, hopefully based on experience.

I have tried FAQ. I have tried support, several times, ticket has been escalated twice and the answer is different every time. Mainly looking for experience from someone in a similar situation.

I have staked for Royal Indigo tier in 2021. Total CRO 10 034, originally valued at 3 500 EUR, and now valued at around 594 EUR.

I have not accepted the "new" terms&conditions, thus weekly 4 % p.a. CRO payouts have stopped (a long time ago already).

Without accepting terms&conditions it is of course possible to sell everything right now, which I don't want and I use the card mainly for lounge benefits. If I don't accept terms&conditions will I get a new card still in 2027 after current card expires?

Mainly I would want to know what happens IF I accept the terms&conditions.

I have so far understood that accepting the terms&conditions will move my "legacy CRO stake" to an on-chain staking mechanism, weekly CRO pay-outs will "likely" resume (but lock-up sum 10 034 CRO and pay-outs will be locked directly in on-chain staking, not freely usable, until entire stake is moved away which has a locking period of around 36 days), and the new PRO level-up tier will be my tier.

What happens to lounge benefits if accept terms&conditions? This is really the only benefit that matters to me.

Is it so I will keep the new PRO tier indefinitely? Or will I need to stake more at some point or pay monthly subscription?

Will my tier be downgraded if I accept the the "new" terms&conditions? Since 10 034 CRO is not valued at 3 500 EUR but 594 EUR.

Will the weekly CRO pay-outs resume? At what percentage? 4 % p.a. in CRO based on original lock sum or current EUR value of lock-up sum? Or something else?

What is the card cashback in a situation like this? 3% or something else?

What happens to lounge access if I sell/ unstake the the locked up CRO?

What is the best thing to do at the moment?