u/Remote-Dragonfly1657

4 lakh surplus money in Savings account? Where to invest?

I just moved 4 lakh from FD to savings account due to low interest and income tax eating into most of it.

The initial idea was to put all 4 lakh in an arbitrage fund which gives guaranteed interest of 7% and is taxable like equity.

But now wondering if I can invest it in any stock or Mutual Fund. What' the right idea to do?

Risk appetite: Medium.

Mostly regret missed opportunities than the short term loss.

Wouldn't need the money for another 5 years.

SIP is running and accumulating Niftybees in this market.

what's the wise idea to do with the money?

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u/Remote-Dragonfly1657 — 21 hours ago