My girlfriend just came home from Mississippi and said that one of the restaurants she visited said they are not taking Gemini or another card that was an off major brand starting with the letter C. Does anyone know anything about this? Any reason why this might be happening? I know Gemini is sort of hit or miss in terms of reviews.
I want to link my bank account through plaid so that I can make payments periodically in between statements. When I hit the plus button and then continue, nothing happens and it appears to stay grayed out. Suggestions?
I want to share something real in the hopes that it helps someone avoid a mistake I made.
A few years ago, I met a very wealthy guy who put me onto the book Rich Dad Poor Dad. Before that, I had basically zero financial literacy. That book flipped a switch for me, and I went deep down the rabbit hole—reading, researching, trying to figure out how money actually works.
At first, I dabbled a little bit in the stock market. Then I read The Bitcoin Standard and everything changed. I became fully convinced that Bitcoin was the most powerful appreciating asset out there.
Here’s where things took a turn.
I was so convinced that I didn’t just invest what I had—I borrowed against my retirement as a public school teacher (and I’ll be honest, I don’t exactly view that retirement plan as something I’m counting on anyway). I took a significant loan and put it into Bitcoin.
And I didn’t ease in.
Even though I had read and understood that dollar-cost averaging is generally the smartest approach… I ignored it.
I lump-summed everything in.
Bitcoin was around $110K at the time and was running up toward $126K. I didn’t want to “miss it.”
Then reality hit.
I watched it drop:
126K → 120K → 110K → 100K → 90K → 80K
And even though I knew it was volatile…
Even though I knew what the long-term thesis was…
I panicked.
I sold some of my position and locked in about a $10K loss.
That part stings—not just because of the loss, but because I went against everything I had learned. Instead of buying more at lower prices, I did the exact opposite.
To be clear:
I still have a substantial position.
I still believe in Bitcoin long-term.
But this experience taught me something the hard way:
👉 Conviction without discipline is dangerous.
If you’re new…
If you’re unsure…
If you’re just getting started…
👉 Dollar-cost averaging is not boring—it’s protection.
It protects you from:
- bad timing
- emotional decisions
- going all-in at the wrong moment
You don’t have to be perfect.
You don’t have to time the market.
You just have to stay consistent.
If I had simply spread my buys out over time, I’d be in a completely different position—both financially and mentally.
Just sharing this in case someone else needs to hear it.
Stay steady.