u/Psychological_Big651

Mortgage paid off, what to do with 'deeds'?

Just finished the mortgage on my apartment. The mortgage is with BOI. I called BOI regarding the deeds and was told that they can keep the documents for me for free, unless I want them to be returned.

I'm fine to leave them in the bank, but I want the bank to be removed from my deeds in the 'Folio' from Land Registry. To do that, I need to supply a Deed of Discharge from BOI, see https://tailte.ie/land-registry-frequently-asked-questions/, can I request this letter without the whole deeds?

What do you recommend to handle this?

Also do you get the deeds back and store them somewhere with your solicitor or a third-party place like deeds.ie - I see no harm to leave them with BOI since it's free, but I don't know if that is the most reliable way.

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u/Psychological_Big651 — 15 hours ago