u/Practical_Youth_3290

I’m in Georgia and need 4 cavity fillings + a wisdom tooth extraction coming up.

I compared plans:

• UnitedHealthcare Solstice (discount plan): ~$480 for fillings
• UnitedHealthcare PPO: ~$600+ for same work

My dentist is suggesting a “DPO” plan (I think DHMO) from Cigna / Delta Dental / Aetna, saying it would be cheaper.

But when I compare breakdowns, the out-of-pocket difference is tiny (like $5–$10), even though the allowed amounts and insurance payments change.

So I’m confused:

• PPO = higher monthly but more flexibility
• DHMO/DPO = lower monthly but more restrictions
• But total cost for me looks almost the same either way

I also have wisdom teeth removal coming up, so I want the best option overall, 

any advice on what to do or where to go

II’m in Georgia and need 4 cavity fillings + a wisdom tooth extraction coming up.

I compared plans:

• UnitedHealthcare Solstice (discount plan): ~$480 for fillings
• UnitedHealthcare PPO: ~$600+ for same work

My dentist is suggesting a “DPO” plan (I think DHMO) from Cigna / Delta Dental / Aetna, saying it would be cheaper.

But when I compare breakdowns, the out-of-pocket difference is tiny (like $5–$10), even though the allowed amounts and insurance payments change.

So I’m confused:

• PPO = higher monthly but more flexibility
• DHMO/DPO = lower monthly but more restrictions
• But total cost for me looks almost the same either way

I also have wisdom teeth removal coming up, so I want the best option overall, 

Any advice on where to go or what to do