Just hit $100k and this is my plan to get to $1M in 5 years
This is my first post here, and it finally felt worth posting now that I’ve hit my first $100k. I’m a 31 year old French guy, and it feels like a real milestone and the first serious step toward the bigger goal: $1M in the next 5 years.
My bet is pretty simple: semiconductors and AI infrastructure will be one of the best places to be over the next few years, so I decided to focus almost entirely on that space.
I know a lot of people will say diversification is key, and for reducing risk, that’s true. But it also lowers upside. So I made a conscious decision to stay highly concentrated.
I screened for companies with:
- strong moat
- high margins
- solid ROIC
- strong growth
- real importance in the AI stack
After way too many hours reading filings, analyst notes, investor decks and listening to earnings calls, these are the 5 names I landed on:
- Nvidia: still the king of AI compute. The moat is not just the GPUs, it’s also CUDA, the software ecosystem, scale, and massive R&D.
- Broadcom: a major player in custom AI silicon, networking, and now software with VMware. One of the best picks-and-shovels names in the space.
- Arista: my favorite networking name. EOS and strong execution give them a real moat as AI clusters become more network-intensive.
- Micron: yes, it’s cyclical, but memory is becoming more and more critical in AI, especially HBM. One of the few major US memory players.
- TSMC: the manufacturing backbone. Massive industrial moat and absolutely central to producing the most advanced chips across the AI stack.
My logic is simple: I want exposure to the key parts of the AI hardware stack: compute, networking, memory, and manufacturing.
I also looked seriously at names like ASML, Marvell, Lam Research, Celestica, and Nebius, and I already have a bit of money in some of them, but at some point you have to stop building watchlists and actually pick your main horses.
Maybe this blows up in my face. Maybe concentration is exactly how I underperform. But if I want a real shot at turning $100k into $1M, I’d rather go deep on a few businesses I really believe in than spread myself too thin.
Curious what you guys think.