u/Physical-Incident553

Broker here. I’ve got a number of IOR who are too fucking lazy to file their own refund declaration. We’re charging a reasonable fee per entry (not percentage of refund). We give them a spreadsheet with the data (out of our software) and they keep coming back expecting data to be manipulated different ways. The total refund shows right under the duty column and I keep getting asked “is that my refund?” No fucking shit, you fucking idiot. It’s actually labeled refund. Can you be more fucking stupid? OMG, these fucking idiots.

I'm looking for good trade news sources that are hopefully free. Or do I need to keep my NYT subscription?

This is for Americans as I know many other countries have heavy debit card use with little cash use.

A friend recently told me she was beating herself up for using her debit card instead of cash as she's trying to keep to a stricter budget. She couldn't tell me exactly why she thought using cash was better than a debit card. This is for in store purchases/paying for gas at the pump (for non-Americans, we mostly have to pre-pay before pumping). She had no concerns about security, etc. Also no concerns about the card usage fees some businesses charge. I pointed out using cash instead of debit card is less convenient, especially since she now has to go inside at the gas station and wait in line to pay. Very inconvenient when she's got her little kids with her as they have to go inside with her (she acknowledges this is a big pain). She doesn't think she spends more with debit card, just that it's bad vs cash.

Keeping track of purchases with cash means you have to keep your receipts. With debit card, you just check your bank account on app/online.

I don't understand this demonization of debit cards. I've seen this attitude elsewhere and it just confuses me. This attitude does not include concerns about debit card security, etc.