Maybe some jaaa for now
Just wanted to give another update. Staying strong with the portfolio seems to be paying off. I added jaaa to the mix to give some stability. I did this because I am buying with leverage at a rate of 5.65%. Divs should be greater that 10% with a good spread. I plan on holding forever and reducing jaaa as my account grows. Jaaa represents my emergency funds so I only need it at 10k. I don’t choose similar funds like jpmorgan, Goldman, or tspi because I like the balance of beta, nav erosion, and divs that NEOS provide. It has the best balance of funds of what I am looking for. I understand that tspi I believe outperforms spyi but the drawdowns are a bit high compared to NEOS. Plus we are not sure how nav erosion will affect them long term since they are new