u/Ok_Party_8102

Hitting income limit towards end of year

Hey Guys, I’m trying to understand exactly how the Roth IRA income limit works. We did not exceed the income limit in 2025. We will in 2026. Before figuring that out I put $675 into a Roth. Should I pull my contribution out? If so, can I still put that into a traditional ira and start funding the traditional ira and convert it once I hit the max?

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u/Ok_Party_8102 — 20 hours ago