u/Ok_Entertainment7068

I’m 62 retired with nest egg approaching $2M. Also doing the ROTH conversion from traditional over time, have ~10% converted thus far and will continue to shift into the ROTH over next 13 years. Holding off tapping SSA until late 60s to assist conversion.

Question(s): Is your portfolio focused on solely dividends for income, selling growth funds, or combination thereof? If the later, what’s your split between growth/dividends?

I’m heavy into dividends since being retired now (SCHD, SPYI, and GPIQ) with 10% SGOV for immediate fuel and 10% VOO for growth. Entirely was into growth funds pre-retirement.

Appreciate your thoughts and responses!