u/OkFollowing941

Hi everyone,

I’m facing a complex PF withdrawal issue and could really use some guidance.

I recently resigned to pursue higher studies and have been trying to withdraw my PF for the past 7–8 months. However, my claims have been rejected multiple times (5–6 times), even after trying different approaches.

After speaking with EPFO and others, I identified the root cause:

- My first employer contributed to EPS (pension), even though my salary was above ₹15,000, which should not have been done.

- My second employer continued the same contribution pattern.

- As a result, my PF account now has incorrect EPS contributions.

Because of this, EPFO is rejecting my withdrawal claims due to inconsistencies in pension eligibility.

Now:

- My employer is asking for Annexure K (EPS) to submit a clarification to EPFO.

- But Annexure K is not available for download on the portal (likely because the transfer was processed under “Attestation Not Required”).

I have:

- Raised a grievance on EPFO portal

- Tried contacting EPFO via WhatsApp numbers (no response yet)

Has anyone faced a similar issue with incorrect EPS contributions?

How did you resolve it?

Do I need to submit a Joint Declaration or visit the PF office physically?

Any guidance would be really helpful.

Thanks in advance!

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