u/Ok-Operation7598

Hi, I am looking for advice on how to handle this, I got caught in a messed up situation when i was 19 I had a three day day stay and ambulance ride that was considered out of network and now i’m on the hook for 42,000 that’s in collections. I’ve payed on it off and on since i got it and i’m sure they could sue for that much. Is there anything I can do?