u/No-Technician-2886

So I'm 57 and my wife is 50. I'm a nurse and she is a crossing guard at a local school. Combined income of about 115k. I've got a roth IRA with 61k and a 403 b with 11.5kand contributing about 6k to 403 b yearly w artial match by hospital. . Retirement at 67 seems unlikely. We have a home worth 410k and owe 138k at 3.5%. in year 5 of mortgage. No CC debt. Owe 25k on a used minivan for wife n kids. 5 yr​ car loan ​at 6.48% I drive the same car I've had since 2011.

Any thoughts?

So I'm 57 and my wife is 50. I'm a nurse and she is a crossing guard at a local school. Combined income of about 115k. I've got a roth IRA with 61k and a 403 b with 11.5k.im contributing about 6k to 403 b. Retirement at 67 seems unlikely. We have a home worth 410k and owe 138k at 3.5%. in year 5 of mortgage. No CC debt. Owe 25k on new 5 year car lone at 6.48%.

Any thoughts?