u/No-Card-5147

Hi guys, I graduated 2023 and then got stuck in the SAVE limbo but now I think it’s time to switch and start making payments again.

However I noticed my dashboard shows my repayment plan is SAVE and then right below it is says standard repayment plan? Do I even qualify for the IBR then?

I read somewhere that it is going to be 15% discretionary income and not the 10% anymore when July comes around (unsure since I’ve been referencing the studentgov website and it says 15% is only if you borrowed before 2014)… but at this point I’d rather pay the 15% than the standard repayment plan option. Can someone clarify this for me? Thankss