Inconsistency in computing IRMAA
Throwaway Account.
Spouse and I file married joint, so same tax return for each. Didn’t file 2024 on time due to illness, knowing I was getting a refund, and finally filed March 9 and got a refund on March 30. We are each paying $527.50 monthly for part B.
On April 5 I filed an SSA44 including 2024 transcript to reduce my IRMAA, which was high due to being based on higher 2023 income. Spouse filed same information on April 7, each filing electronically on MY Socialsecurity dot com.
Spouse’s was accepted, got a refund on 4/30/26 for excess for four months and a lower future deduction of about $405. Mine was rejected as not showing enough reduction in income. 🤷🏻
So I refiled including the first few pages of the 2023 and 2024 returns and also called and have an in person visit at the local office June 30.
Other suggestions?