u/New_Recording_5014

Just received my Robinhood Gold, reached my personal credit card end game. Check out my set up.

3 years into the credit card game I kinda figured out what set up I want personally after getting the AMEX Gold and was just trying around for catch all cards (VX, CFU) and Robinhood Gold is the one.

My credit card endgame is the Gold duo (AMEX Gold and Robinhood Gold) as EDC with CFF and Custom Cash on apple pay, and CSP for transfer partners.
It's simple enough for me, and I enjoy having multiple eco system.

I had cards that I realize I don't need, cards that does not work for where I live, and cards that is no longer needed.

Apple Card - my first card, not even discover approved me.

Discover It

Costco Visa - from parents membership

Chase Freedom Flex

AMEX Gold

Venture X - After trying to redeem points and I find that those transfer partners does not work well with where I want to go and where I live, downgraded to QS.

Chase Sapphire Preferred - 75k bonus, live in United hub, Hyatt is nice.

Chase Freedom Unlimited - $300 bonus, my most useless card now when I got Robinhood Gold

Citi Custom Cash

Robinhood Gold - On the waitlist for 2 months

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u/New_Recording_5014 — 5 hours ago

Off the wait list today, my set up turns to the Gold Duo.

I was on Gold + VX Duo then realized how difficult it is to redeem for good value in capital one eco system. Spent all my VX points in Air Canada for a mid redemption then moved Chase because I had Freedom flex to capture 5% when possible and there’s a 75k offer for CSP, added Unlimited with 300 bonus. Had great redemption with Hyatt in Tokyo, pretty happy with it so far.

But I think I’ll move all my spending from Chase to AMEX Gold and Robinhood Gold unless certain 5% for freedom flex.

reddit.com
u/New_Recording_5014 — 4 days ago