I made a post around a month ago about how I was late to investing but thankfully there was a lot of supportive people who were extremely helpful giving tips and even offering sound advice especially for someone who is 23. There was a misconception of people assuming I didn’t do ETFs but here is my ROTH IRA and Individual investment accounts with my ROTH going 70% into SPYG and 20% into QQQ and 10% in CHAT. With my individual going after more individual stocks with much more risk. With most of my investments going into MICROSOFT, META, and SOFI. I don’t usually sell at a loss since I see it as a buying opportunity which is why my ROTH is só high, the massive dip gave a lot of returns back. I’ll probably keep doing these updates on a monthly basis until I finally reach 100K! Any advice would be amazing and I’m always willing to learn more :)