u/NewCampaign

I got a new job toward the end of last year and the company provides contribution matching which I signed up for. 10% of my pay if I contribute the max percentage.

Let's assume my RRSP contribution room for 2025 was 25k and I have so far contributed 10k (with match) since getting my new job.

I had the chance to contribute the remaining 15k for the 2025 year before the march deadline but didn't because I wasn't sure what to do. Is it better to contribute the rest now and move the matching over to the non-registered and then withdraw to another platform? There's a $25 fee per withdrawal but the options through Sunlife are limited and I'd ideally want to be purchasing an all in one ETF.