u/NewArborist64

I am 61 with a substantial amount in my 401(k) and almost nothing in Roth. I am looking to do come Roth Conversions over the next few years to (a) Avoid higher rate RMDs later in life and (b) avoid IIRMA surcharges when being forced to do RMDs.

Does anyone have a recommendation for online tools to model this, where I know my estimated income, AGI, MAGI, ROI on the 401(k), etc?

I am 61 with a substantial amount in my 401(k) and almost nothing in Roth. I am looking to do come Roth Conversions over the next few years to (a) Avoid higher rate RMDs later in life and (b) avoid IIRMA surcharges when being forced to do RMDs.

Does anyone have a recommendation for online tools to model this, where I know my estimated income, AGI, MAGI, ROI on the 401(k), etc?