u/New-Item-6873

Hey all, I’m a 22 year old living on my own. I graduated college last year, and have been working for a year. I make $75,000 a year. I am looking for my first credit card. I haven’t owned a credit card before, but through student loan payments, CreditKarma gives me a 674 TransUnion score, and a 679 Equifax score.

I have the following bills/budgeting every month:

Rent: $1570
Car: $150
Car Insurance: $250
Student Loans: $900
Groceries: $150
Investing: $100 straight into a Roth IRA
Gas: $100
Dining: $100

What would be the best credit card for me? For what it’s worth, I do not need anything regarding “miles”, I never travel.