u/New-Atmosphere-8578 — reddlx

Hi!! I am 25, and I have a Roth 401k with work, and the company matches 5% , so that is what I invest.

I also have a fidelity account , I maxed out my contributions for 2025, and I’m sitting at 3.5k for 2026.
I have only invested ~5k of total contributions, I’ve heard to invest majority of your contributions and leave maybe 15-20% as open cash “just in case.”
That being said, I need more suggestions for what to continue investing in. (see img2 for current investments) (also wtheck is SPAXX??)
All I know about investing is to invest and don’t really touch it, as far as every other BIG and important thing(s) I need to know, I’m sorta clueless, so any tips and ‘need to knows’ for now and later are wanted!! :)
TYSMIA!!!

25F, BA in Information Systems, ~$50k salary post tax, ~$70k pre.

Currently a data analyst in supply chain, but work is sooo slow that I’m so bored most days, I do not love my work environment or the people I’m around. The culture of the workplace here has changed SO much. Along with it all being about AI and automation, that I feel like I’ll be automated out of a job!

This isn’t what I want to do for the rest of my life and I don’t know how to figure out what I DO want to do.

I’ve thought about going into project management but I do not have the work experience or degree that suits those positions.

However, I’m not set on PM either , it’s just one of the careers we learned about in school!

I wouldn’t prefer to be in tech , as that’s not necessarily what I enjoy, although I do have *some* of the skills.

I just want to find something I enjoy and does not make me miserable on a day to day (& makes me money LOL)! Help a girl out, I feel like I’m wasting my life and degree away!