▲ 0 r/FIREUK
What should I do now? 26 f London
Hi all! I was wondering what is the optimal route for FIRE:
- Got my first grad job on 40k in London, so quite low for London. I had previous internships and a grad job but lost the grad job due to chronic illness. The chronic thing is now being managed.
- Living at home with no rent or bills
- After taxes and loan payments, I make 2.1k per month. I save up to 1k a month, spend the rest on Ubers, eating out, clothes etc.
- Loan is student loan (100k since I spent 5 years in uni, 4 years undergrad, one year masters) and 4000 pounds borrowed from workplace
- Pensions is 9% in total as I am prioritising my LISA/ISA. I have no idea the accumulated total yet (how do I find out)
- LISA and ISA combined is 35k
I am not moving out anytime soon as my parents make enough money to keep me at home without me financially contributing.
u/Natural-Presence-566 — 16 hours ago