u/National-Sky-721

Gut check

My (38f/ husband 38M) company is planning mass layoffs this year and it accelerated my coast fire timeline. HHI 650k (I make $350k, husband makes $300k), VCHOL, 1 child in public TK and planning to have one more. Yearly expense around $200k. Husband plans to keep working until 65+.

401k: 1.2m

Brokerage: 120k

HYSA: 60k

529: 30k

Home equity: 900k

25 years more on mortgage at covid rate, monthly payment roughly 3k. Am I ready to coast or lean fire?

reddit.com
u/National-Sky-721 — 2 days ago