How does this portfolio look for 10+ years left to accumulate
I have at least 10 years until possible retirement (probably). Age 48. I live in a situation where I can keep a good portion of my investments in stocks, around 75% even into retirement. No debts, frugal living, etc.
I'm a US investor that tilts US.
I was thinking of getting out of my SIP (Intelligent Portfolio) and TD (Target Date) accounts, as I've learned a lot about investing the last few years, so how's this look for a modest aggressive portfolio with a long-term outlook, but one that could do well with the "4% rule" if needed:
- 52% US in AVUS
- 25% ex-US in VXUS (30% of stocks total)
- 5% Mid-cap blend in AVMV (It's only 5% because the rest is in AVUS and VXUS)
- 3% Small-cap value in AVUV (It's only 3% because the rest is in AVUS and VXUS)
- The remaining is cash and bonds
For the stock portion of the portfolio, this comes out to about:
38% value, 42% blend, 20% growth
57% large cap, 24% mid cap, 19% small cap
I'm looking to tilt to Value and Small Cap (mostly SCV, but some of it is a mix in Schwab still).
Thanks