u/Mnfan842331

Current roth 70% FZROX and 30% FZILX. Considering adding F b t c for further diversification, targeting 65/30/5. Thoughts ?

29 years old. Currently have a Roth IRA with 70% FZROX and 30% FZILX. Thinking about adding a small crypto allocation: 65% FZROX / 30% FZILX / 5% FBTC.

Plan

\-If FBTC grows to 15% of my portfolio, sell down to 10% and rebalance into the other two funds.

\-Would not contribute more than 5% of the yearly max to crypto, so over time it could gradually decrease as a share of the portfolio.

Wondering if this strategy makes sense for a long-term (30-year) horizon?

29 years old. Currently have a Roth IRA with 70% FZROX and 30% FZILX. Thinking about adding a small crypto allocation: 65% FZROX / 30% FZILX / 5% FBTC.

Plan

\-If FBTC grows to 15% of my portfolio, sell down to 10% and rebalance into the other two funds.

\-Would not contribute more than 5% of the yearly max to crypto, so over time it could gradually decrease as a share of the portfolio.

Wondering if this strategy makes sense for a long-term (30-year) horizon?