u/MembershipMajestic20

Need a devils advocate to tell me why JP ETFs could be better for me.

Situation:

I want to pour 30k into an ETF that pays dividend monthly/weekly, i dont really care.

I manage my own portfolio, I can keep an eye on it.

Im using dividend Cash to cover cost for an advanced Training in my job sector. (private payments, I will quit my old job as soon as I hold my certificate in my hands)

Im basically done with all my training Q4 2027/Q1 2028 and optimistic for a huge jump in my payroll - My plan is to then swap into another ETF with no payments from dividends. (Im in Germany, so we are talking 25% taxes which ist brutal).

Any ideas why yield etfs could suck for my Case?

Kudos