u/Material-Ad8688

Is there a reason not to do 20 mins a day - focus on one are of the body? As opposed to a 60 min+ workout that hits multiple body parts a couple times a week? Thanks!

Hello! Does anyone have experience with the Modo Couch from Palermo House? It looks cool - but the return policy is pretty brutal - so we are pretty reluctant to take a chance. If you do have - how long have you had it? How is it holding up? Pics would be helpful. Thanks in advance 💚

Good morning FMs 💚💚 I have a question about emergency savings. I work for a non profit, that due to T*ump admin, will likely lose our federal funding at end of FY26, resulting in me losing my job. I have about 9 months in emergency reserves (renter, no kids) - $34k. I am currently maxing out 401k and Roth IRA; my org also offers a 12% 401k contribution - no match needed. My partner and I are slightly ahead of Money Guy curve for retirement savings based on our age; our salaries totaling $200k in a HCOL area. I am thinking about reducing my 401k contribution in order to increase cash reserves - maybe at least to 50k. What do folks think? Good idea? Thanks everyone 💚