25M working in tech, into late-night drives, good conversations, memes, coffee, and spontaneous plans.
Not looking to rush into anything serious right now — just hoping to meet someone genuine for a casual connection and see where it goes naturally.
If you’re easygoing, can hold a conversation, and enjoy dark humor + random life talks, feel free to DM
Hi everyone,
I’m planning to apply for a home loan of around ₹55 lakhs with a tenure of 30 years and wanted to understand my chances of approval.
Here are my details:
Age: 25
CIBIL Score: 784
Current in-hand salary: ₹86,000/month
Existing personal loan: ₹4 lakhs
Current EMI: ₹12,500/month
Based on these details, what are the chances of getting the home loan approved?
Also, will the existing personal loan significantly affect eligibility or interest rates?
Would appreciate any guidance or experiences from people who were in a similar situation. Thanks!
Hi everyone,
I’m planning to apply for a home loan of around ₹55 lakhs with a tenure of 30 years and wanted to understand my chances of approval.
Here are my details:
Age: 25
CIBIL Score: 784
Current in-hand salary: ₹86,000/month
Existing personal loan: ₹4 lakhs
Current EMI: ₹12,500/month
Based on these details, what are the chances of getting the home loan approved?
Also, will the existing personal loan significantly affect eligibility or interest rates?
Would appreciate any guidance or experiences from people who were in a similar situation. Thanks!
Early morning gangavaram beach view