u/Many_Bid5262

About to file Chapter 13, got a meeting with my lawyer this Thursday.

They sent me my credit report and I can see most of my debts, but I’ve got a couple questions (I’ll ask my lawyer too, just wanted some input first).

First — the amounts on the report are different from what collectors have been sending me. Is that normal?

Second — not all my debts are showing up. I have a rough idea of who I owe (mostly payday loans), but a lot of them were sold to collections, even some non-payday ones.

Do I list the original creditor, or the collection agency/law firm?

Anyone been through this?