u/Mannymac2000

Lender Valuation and mortage

We have had an offer accepted on a house. We know we will be paying over what the lender will most likely value it at.

But. Do we put the actual purchase price into the mortage application or the lower expected valuation price. Our broker says it’s fine to put in the lower price just wondering what anyone else did.

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u/Mannymac2000 — 4 days ago

We put a bid in on a house on Thursday. (In NI) Outbid by 1k but we are in a stronger position (apparently), no chain, DIP in place, flexible on completion dates blah blah blah. Both bids went to sellers on Friday and they’re taking the long weekend to discuss it. (Damn you bank holiday!)

These next 24 hours are going to drive me up the wall! I feel physically sick!

How do you all do it!??

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u/Mannymac2000 — 11 days ago

She has a name! Andromeda - Andi for short. My daughter was in charge of picking it.

Ro’s passport name is Rathnagrew Skye so we’re thinking something like Rathnagrew Secret for that!

Mum and foal doing amazing. They’re back out in a field next to the yard owners house so the can keep an eye on her too- I think they just want to watch the cutie run round like a loon!

She’s such a sweetheart!

u/Mannymac2000 — 14 days ago
▲ 1.2k r/Equestrian

So we arrived up to the field to bring our mare in and had the surprise of our lives! We’ve had her 10 months and we’re def not expecting this! Mum and foal doing well (too dark to see if it’s a boy or girl so waiting on the vet to check!)

No names yet. Ro (Aphrodite) is mum!

Still in shock lol

UPDATE- it’s a filly!!!

u/Mannymac2000 — 17 days ago