u/ManlyGandalph94

Very classic post here. Early 30s and had a savings account that was just holding idle cash. I put in 50k savings into Schwab ETFs and Mutual Funds with the below allocation:

SWPPX: 55%
IJH: 25%
SCHF: 15%
SCHE: 5%

Note that I didn’t put my entire savings and left more than enough for emergencies. I am contributing 10% of my paycheck into a 401k set up through my employer. I am brand new to actually investing and not sure if I am missing out on anything or if I am making a beginner mistake. Did some research and now need validation (or critique) from strangers on reddit. I did do a separate meeting with a Schwab advisor but wasn’t too helpful and not sure actually getting an advisor would be worth it?