But previous salary was high (especially pre-tax). I was laid off in March and given 30 days worth of pay in lieu of notice and about 7 weeks of severance. The problem is that the job market sucks and I have $100k in unsecured debt/medical bills that I was already struggling to pay, not including my mortgage and car loan. I spoke with a bankruptcy attorney and he recommended that I wait until June/July to file since they will be using the previous 6 months’ income. My income looks pretty high given the last 5 months of gainful employment and the lump sum of severance but I have no income coming in and high debt. Wasn’t even approved for unemployment yet due to the severance pay.
Anyone ever been jobless but looked like an high earner on paper? Did waiting help change that? I’m in Texas