u/Maleficent_Hawk_765

Hi, I’m a 29F with no pre-existing diseases and no dependents currently. I already have a ₹7L corporate health insurance cover from my employer.
I’m planning to take a personal health insurance plan (HDFC Ergo Optima Secure via Ditto), but I’m confused about how much coverage I should go for.
Given that I already have corporate insurance, what would be an ideal additional cover amount? Should I still go for something like ₹10L, ₹20L, or higher?

Would really appreciate advice based on your experience or any factors I should consider.