u/Lynx3145

I read that the deadline to apply for PAYE is the day before RAP begins (June 30/July 1), this might be incorrect.

My new goal is to pay off my loans. I've been avalanche method towards highest interest since the save plan interest started accruing again.

when I finally switch from save, I want the lowest payment I can get to have more control over when my extra payments go. I think that would be paye for the next couple years. I also want to delay switching as long a possible, to keep going with my avalanche and no payment.

Any suggestions. reading the government site is difficult, its dumbed down and then missing details.