u/LumpyUniversity5443

I have got 3 to 4 ipos up till now but mostly I have taken early exits mostly in profit of around 50%

I have just started earning so I always go in with 1 or 2 lot.

My question is how to decide which ipo will be good for now I depend mostly on YouTube video for guide and I generally sell after first or second day which I beleive leads to less returns

What should I improve and is saving money to bid in ipo is a good call?

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u/LumpyUniversity5443 — 7 days ago

Which Tech Stack Feels Safest in the AI Era and is future proof also?

Been thinking a lot lately about the future of software engineering and honestly it feels kinda overwhelming.

Every few years there’s a new “wave” in tech:

\\- First it was full stack web dev

\\- Then MERN became the thing everyone rushed into

\\- Then DevOps/Cloud exploded

\\- Then AI/ML

\\- Now AI agents are writing code themselves

As someone working in tech, sometimes it genuinely feels scary trying to figure out what will still matter 5-10 years from now.

I know people say “good engineers will always survive”, but realistically some domains do become saturated or heavily automated over time. A lot of frontend boilerplate already feels replaceable. Even basic backend CRUD apps are getting generated instantly now.

So I wanted to ask experienced devs here:

What tech/domain do you genuinely think will remain valuable and relatively safer in the AI era?

Not “AI-proof” completely because nothing is, in my belief (correct me if wrong)

Would really love honest opinions from seniors who’ve already seen multiple tech waves come and go.

With someone who is just starting in tech and looking to spend his entire career in it doesn't you think it will be a big bet on the basis of current standards right now. Or is my worry irrelevant.

reddit.com
u/LumpyUniversity5443 — 7 days ago

Tech industry is rapidly changing and I have seen quite a lot layoffs in my firm in which I work.

So I want to know that people who have dedicated their 15 to 20 years in tech are happy about it.

Will you recommend tech to the people like me who have started out in the field.

reddit.com
u/LumpyUniversity5443 — 7 days ago

My active xirr has come down to between 11 to 13 % after this whole war situation. Also my major investment was in HDFC flexi cap so due to recent scenarios happening there the performance of that fund has diminished.

Previously my xirr was around 20 to 22 %

My two major questions?

  1. Should I worry about my xirr dropping this much

  2. Should I move out of HDFC flexi cap or should I continue.

Do you guys also see ur active xirr decreasing after this war scenario.

I have been investing for a year now and just started. Investment horizon is for 20 years

reddit.com
u/LumpyUniversity5443 — 9 days ago