u/Lower_Pickle7487

I'm a 26F. I'm married recently. I've been asking my parents to take Health insurance but they've been reluctant. Finally convinced them.

I'm a corporate employee and I am insured for a sum of 3L per year as an employee of the organisation.

I also have an option to include my parents in the Voluntary Parental Insurance.

Is it good to go with corporate parental insurance or is it good to take an insurance outside the organization.

Main concern for me is that my dad has been a smoker since 25+ years. He doesn't quit smoking. I'm worried about his health.

I once contacted Ditto and told them all the history of dad's medical conditions. They straight away told there is no insurance for him.

Could someone please help here.

Dad is 54 years old and mom is 49 years old.

Any suggestions and personal experiences would be of great help. Thank you.

I'm a 26F. I'm married recently. I've been asking my parents to take Health insurance but they've been reluctant. Finally convinced them.

I'm a corporate employee and I am insured for a sum of 3L per year as an employee of the organisation.

I also have an option to include my parents in the Voluntary Parental Insurance.

Is it good to go with corporate parental insurance or is it good to take an insurance outside the organization.

Main concern for me is that my dad has been a smoker since 25+ years. He doesn't quit smoking. I'm worried about his health.

I once contacted Ditto and told them all the history of dad's medical conditions. They straight away told there is no insurance for him.

Could someone please help here.

Dad is 54 years old and mom is 49 years old.

Any suggestions and personal experiences would be of great help. Thank you.