Hey everyone,
I recently built KharchaAI — a clean, AI-powered personal finance manager made for Indian users.
What it does:
- Track income and expenses with smart categories
- Get personalized AI financial advice powered by Gemini 2.5 Flash (it understands Indian tax laws, 80C, PPF, ELSS, etc.)
- Scan receipts using your camera (on-device OCR)
- Beautiful dark-themed interface with real-time insights and category breakdowns
- No bank account linking — everything stays private and on your device
I built this because most existing apps either feel overwhelming or don’t really help with the Indian context of saving and taxes.
Right now it’s in beta and I’m looking for honest feedback from fellow Indians who manage their own finances.
Tomorrow I'll share Quick SS of an app.
Would love to know:
- What do you think of the concept?
- Any must-have features I should add?
- Would you try it?
Happy to answer any questions in the comments.
Thanks!
u/Low_Concentrate_4567 — 8 days ago