u/Long-Pomegranate-665

when will i get offer for upgrade to select account and how will cc etc will be issued? do i need to wait 2-3 months or what's the max and min timeframe? or shall i visit my branch?

also my communication pincode doesn;t have any branch will i get cc or shall i make fd? i am keeping 3L just for fd less select cc and select account , shall i continue or what alternate options are there? please suggest, i already have hdfc,axis,icici,kotak cc i am collecting all banks for bank disc offers