Locked in on my portfolio for the next 12 years
Will be adding $800 a month for the next 7 years. I am not worried about volatility, and don't need the money for 12 years. I am very bullish on ai/tech for the future, so that's why I chose not to diversify or add any international stocks.
For backround information, I'm 27 years old in the US Army with no debt. I plan on using 100% GI bill for college right after my remaining 3 year contract (ends may 2029), so I will live off of the MHA from the GI bill for 4 years (plus working summer for extra cash), and continue to invest $800 a month until I graduate. Then I will get a job and possibly invest even more after that 7 years timeline, but don't plan on taking any money out until at least 12 years from now. This plan is the reason I'm not worried about volatility in the market.