u/LemonYeti86

Has anyone here actually bought land through legit owner financing?

I’m deep in the search phase right now for a small future homestead and keep running into owner-financed properties. Some of them honestly seem almost too easy, so I’d really love to hear from people who have done it and what your experience was.

What did you do to make sure it was safe before handing over money?

Like:

•	how did you verify the seller actually owned it

•	did you check for liens or back taxes

•	how did you make sure there was legal access

•	did you use title companies or attorneys

•	any scams or red flags I should watch for

•	anything you wish you knew before signing

Bonus points if you have land for sale is in the Ozarks (Missouri or Arkansas), Kentucky, or Tennessee, since those are the main places I’m looking please share with me.

My must-haves:

•	3+ acres

•	off-grid living allowed

•	minimal regulations / few restrictions

•	camper allowed while building

•	enough room for a garden and maybe small livestock later

Would really love to hear the good, bad, and ugly before I go too far down this path.