u/LeadingCaterpillar85

I have 4 credit cards with 6300 dollars in debt across them all. The interest rates range from 25%-30%. I also have a car loan that started at 22,000, I paid off a bunch and then refinanced and now it’s at 13,000. I automatically have a payment going at that every month so I never miss a payment.
Juggling all the cards has been difficult for me. I feel like if I consolidated into a larger loan with a lower interest rate and then just set an automatic payment then I would be able to pay off the debt faster, because the interest is what keeps me from ever making a dent
I have a budget that I follow pretty well but car repairs and medical expenses sometimes become a problem. I just had to use what little I had saved to fix another car problem and I have another one happening now.
I make around 2700 a month, 200 biweekly goes to groceries and 80 for gas biweekly. Does anyone have any tips for me or should I just snowball the credit cards as aggressively as possible ?

I have been taking this for about a week and a half and I felt completley better until last night

I got extremely nauseous so I took a shower and I could barely stand. I started having heart palpitations so bad it felt like my heart was completely stopping. Then my arms and jaw started uncontrollably shaking. I went to slepe and woke up and called my doctor. They told me to come in today but I still have 2 hours before my appointment and my jaw has started to feeling tingly and tickled again and my chest hurts really bad, starting to have weird anxious thoughts.

The medication felt like it had cured me completely and now I’m scared this feeling won’t go away and I’ll be back at square one. Is this normal??