u/Last-Sherbert-8656

Authorized User Help

My wife and I are in the midst of underwriting and previously had our credit pulled. Today I received a notification from Credit Karma that my score had dropped due to the hard inquiry, but also due to a high balance on a card I am an authorized user on. The authorized user account was paid in full prior to due date. Is this something I should tell my loan officer or will that cause concern? We are a month out from closing and I am concerned this will be an issue when/if they pull our credit again.

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u/Last-Sherbert-8656 — 3 days ago