u/LannisterArmy

Hi Everyone,

So I started SIP 2 years back but all my holdings are in red. I’m literally in loss of 18% can anyone please suggest if I should stop my SIP for now or what should I do?

My Sip are in and I chose these funds based on someones suggestion:

Quant small cap fund direct growth

Motilal oswal midcap fund direct growth

Parag parikh flexi cap fund direct growth

Also, I was thinking of starting SIP in gold mutual fund, can anyone suggest which should I select? I cannot go for ETF since my firm doesn’t allow me hold a demat account

Risk appetite: moderate

Goal: long term investments 10 years maybe

App: groww

Please suggest what should I do. I dont have any knowledge about this.